The Ctopay payment Gateway is a secure Internet bridge between merchant businesses and the credit card and electronic check payment processing networks. We provide merchants with fast, reliable and secure passage for transaction data via a 128-bit Secure Sockets Layer (SSL) Internet Protocol (IP) connection, and manage the complex routing of payment information to the appropriate credit card processors. The Ctopay Payment Gateway is available to merchants seven days a week, 24 hours a day. The payment gateway offers many features and options that can be tailored to specific merchant business models. If you are an online merchant and need access to a payment gateway to process credit card payments with a bank, we can assist you.